Canadian families will get their last Canada Child Benefit (CCB) payment for the current year on June 20, 2025. After this, a new increased benefit will start in July 2025. The government has decided to raise the payment amounts to help families with the rising cost of living.
This article will explain who can get the CCB, what changes are coming, and why it’s important to file your taxes on time.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a monthly tax-free payment given by the Canadian government to families who are raising children under 18 years old. This money helps with everyday expenses like food, clothes, school, and childcare.
How much you get depends on:
- How many children you have
- Your total family income
- Your children’s ages
- If your child has a disability
The payment changes every year in July, based on inflation (cost of living increase). The benefit is managed by the Canada Revenue Agency (CRA).
CCB Payment Schedule – Key Dates
Here are the important dates for CCB payments:
| Month | Payment Date |
|---|---|
| June 2025 | June 20, 2025 |
| July 2025 | July 18, 2025 |
🔸 Note: If your total yearly CCB is less than $240, you will get it as a one-time lump-sum payment in July.
What’s New Starting July 2025?
From July 2025, the CCB will increase by 2.7% to match the rise in the cost of living. The new monthly payments will be:
| Child’s Age | 2024–25 Annual | 2025–26 Annual | New Monthly Amount |
|---|---|---|---|
| Under 6 years | $7,787 | $7,997 | $666.42 |
| Age 6–17 years | $6,570 | $6,748 | $562.33 |
These rates will stay the same until June 2026, unless the government makes new changes.
Extra Help for Children With Disabilities
There is also a Child Disability Benefit (CDB) for children with disabilities. This is extra money added to your normal CCB if your child qualifies for the Disability Tax Credit.
Here’s how much you can get:
| Benefit Year | Max Annual CDB | Monthly Amount |
|---|---|---|
| July 2024 – June 2025 | $3,322 | $276.83 |
| July 2025 – June 2026 | $3,411 | $284.25 |
This payment helps families take care of children who have higher daily care needs.
Who Can Get the CCB?
To get the CCB, you must:
- Be a Canadian resident for tax reasons
- Live with a child under 18 and be mainly responsible for their care
- Have filed your 2024 tax return
- Make sure your child has a valid Social Insurance Number (SIN)
Important: If you or your partner have not filed taxes, you will not receive the benefit—even if you are eligible.
How Is the CCB Calculated?
The CRA calculates your CCB based on:
- How many children you have
- Your total family income
- Your child’s age
- If your child has a disability
Low-income families receive the highest amount, while those with higher incomes receive less.
Why Filing Taxes Is Important
To get your July 2025 payment with the new increased amount, you must file your 2024 taxes as soon as possible. CRA uses your tax return to:
- Confirm if you’re eligible
- Calculate how much money you’ll get
If you don’t file, your payments may stop or get delayed—even if you got them last year.
Final Thoughts
The June 2025 CCB payment is the last one before the new benefit year begins. After that, payments will increase by 2.7% starting in July. This increase is meant to help Canadian families deal with rising prices for food, rent, and other basic needs.
Make sure to file your taxes so that you don’t miss out on the increased payment. The Canada Child Benefit remains a vital support system for families, and the upcoming changes show that the government is trying to keep up with inflation and help households manage better in 2025 and beyond.
FAQs – Canada Child Benefit 2025
Q: When does the increased payment start?
A: The new increased payment starts on July 18, 2025 and will continue till June 2026.
Q: What if I don’t file my taxes?
A: You will not receive any CCB payments until your taxes are filed and assessed by the CRA.
Q: Is the CCB considered income?
A: No, the CCB is completely tax-free and does not need to be reported as income on your tax return.
Q: How do I know if I qualify for the Disability Benefit?
A: Your child must be approved for the Disability Tax Credit to receive the CDB.
Q: Can I get CCB for a child who does not live with me full time?
A: Usually, the parent who has primary responsibility for the child gets the CCB.
