The Canada Revenue Agency (CRA) is giving a $3000 GST Credit in 2025 to help Canadians deal with high prices and inflation. This one-time payment is for low- and middle-income families who are struggling with the rising cost of living. If you’re wondering how to apply, what documents you need, or how to log in to your CRA MyAccount, don’t worry — this guide will explain everything in simple English.
What is the CRA $3000 GST Credit?
The CRA $3000 GST Credit is a special payment given by the Government of Canada in June 2025. It is not the regular GST/HST quarterly payment. This is a one-time support payment that helps families manage basic needs like groceries, rent, and utilities.
Who Can Get It?
You can receive this credit if:
- You are a Canadian resident
- You filed your 2024 income tax
- Your income is low or moderate
- You have children or dependents (optional but may increase payment)
The amount you get depends on your income, family size, and other personal details. You can receive up to $3000.
What Documents Do You Need to Apply?
Before applying, keep these documents ready. These help the CRA verify your identity and calculate how much money you should receive.
| Document Type | Details Required |
|---|---|
| Government ID | Passport, driver’s license, or PR card |
| Proof of Address | Utility bill or rent/lease agreement |
| Income Documents | 2024 Notice of Assessment or T4 slips |
| Bank Information | For setting up direct deposit |
| Family Details | Birth certificates, marriage proof, or childcare bills |
Make sure all documents are clear and up to date. This will help avoid delays in your application.
How to Log in to CRA MyAccount
CRA MyAccount is the online portal where you can manage all your benefits and credits. Here’s how to log in:
- Go to the official CRA website
- Click on “MyAccount Login”
- Use either:
- Your bank login (Sign-In Partner)
- A CRA User ID and password
- Go to Benefits and Credits
- Select GST/HST Credit to apply or check your status
If this is your first time, you’ll need to register. CRA might send a security code by mail, so plan ahead!
Step-by-Step: How to Apply for the $3000 GST Credit
Follow these steps once your documents are ready:
- Log in to your CRA MyAccount.
- Update personal details and make sure bank details are correct.
- Go to Apply for Benefits.
- Choose GST/HST Credit.
- Fill the application form with all correct info.
- Submit the form and save the confirmation number.
If you don’t have internet, you can also apply by paper form, but it takes longer to process.
Payment Dates and Processing Time
CRA will start sending the $3000 payments from July 15, 2025, in stages.
Factors That Affect Processing:
- When you applied
- If your documents are correct
- Your payment method (Direct deposit is faster)
Direct deposit is the fastest option — you might get the money within 2 weeks. Paper cheques can take up to 8 weeks.
You can check the payment status anytime on CRA MyAccount.
Why You Should Apply on Time
This payment is one-time only, and it’s meant to help you with the cost of living. If you wait too long:
- You might miss the deadline
- Your documents may take longer to process
- You may face delays in receiving the money
Apply as early as possible, check your CRA MyAccount regularly, and respond quickly if CRA asks for more information.
Frequently Asked Questions (FAQs)
Q1. Who is eligible for the $3000 GST Credit?
Anyone who lives in Canada, filed their 2024 taxes, and meets the income limit can apply.
Q2. Can I apply if I didn’t file my 2024 taxes?
No. You must file your 2024 income tax return to be eligible.
Q3. How can I know if my application is approved?
Log in to CRA MyAccount, go to Benefits and Credits, and check the status.
Q4. Can I apply without CRA MyAccount?
Yes, but you’ll have to use a paper form. This takes more time.
Q5. When will I get the payment?
Starting July 15, 2025, payments will be sent. Direct deposit is faster than a cheque.
